Appraisal services for Payson and Gila County homeowners
Here are the top 7 reasons why Northern Arizona homeowners call on Assured Appraisals, LLC.:
At Assured Appraisals, LLC., we understand the special needs of a customer seeking appraisal services. Our customary business clients get the appraisal process and the usual "products" we deliver to them. As our client, we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we document our findings.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Our professional appraisers at Assured Appraisals, LLC. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's value -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
Challenging Northern Arizona assessment of your propertyYour local tax assessor may have your home overvalued if you live in a local area that is going down. That only means you're paying more taxes than you should. The sooner you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Assured Appraisals, LLC. is your perfect weapon when challenging your property tax assessment.
Appraisals to remove PMIPMI stands for Private Mortgage Insurance. A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. We're veterans in helping customers just like you abolish unneeded PMI insurance.
HELOC recently frozen?Even if your specific property has not declined in value, your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow standpoint. An expert appraisal from Assured Appraisals, LLC. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review ServicesWould you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned professional to double-check your appraisal for accuracy? An appraiser from Assured Appraisals, LLC. can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your house.