Assured Appraisals, LLC. in Northern Arizona do appraisals for a variety of reasonsEach year, thousands of people in Arizona purchase, sell or refinance their home. A lot of these transactions contain a simple line item for an appraisal. Practically all lenders still want a local expert because the stakes are so high, even though there are a budding number of automated home valuation methods that might appear to be more economical than an appraisal. You might assume that getting a mortgage is the only basis for getting an appraisal, but there are other instances when the services of a certified, independent real estate professional could come in handy.
Dispute your tax assessment in Northern ArizonaIt's possible you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are determined by a previous assessment of your real estate, so if prices are less than what they used to be in your neighborhood, you can challenge your assessment and save money. An appraisal from Assured Appraisals, LLC. is your best evidence when building your case. At Assured Appraisals, LLC.,we can assist you in appealing your tax assessment.
How can you eliminate PMI to lower your mortgage payment?Private Mortgage Insurance, or PMI, is a supplemental insurance policy that many lenders ask homebuyers to purchase when the amount being loaned to the home buyer is more than 80% of the actual value of the real estate. Oftentimes, this extra payment is lumped into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was passed by the United States Congress requiring lenders to remove the PMI payments when the balance is paid down to 78% of the original value.
Assured Appraisals, LLC. will provide you with a statement regarding the value of your home, and the price you paid for the home valuation can often be regained in just a few months because you'll no longer be paying the PMI.
An appraisal from Assured Appraisals, LLC. will help you settle a divorce with less stressA divorce can be a particularly daunting experience for both parties, and it is often further complicated by the hard decision of who gets the property. Regardless of the circumstances, it's a good idea to order an appraisal from Assured Appraisals, LLC. so both parties are fully aware of the true market value of their home.
If the parties want to sell the home, they'll have a better idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation with help from Assured Appraisals, LLC. Settling an estateThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.
Unlike many wealthy individuals, most Americans don't have dedicated estate planners or executors to manage these affairs. And since a home or other property often makes up an uneven share of the total estate value, knowing the certain value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten an honest deal.
Assured Appraisals, LLC. can help you with relocating to or from Northern ArizonaWe are aware of the stress associated with an employee relocation. That being said, we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information about any recent sales or listings in their neighborhood that they want considered during our intensive process.
Selling your home quickly at the right priceA professional appraisal can help you make a better educated decision when determining your asking price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what amount the house sells for, which is different than the interest of real estate agents. Our fees are based on our efforts to complete the appraisal report and and aren't related to the sales price.
On a daily basis, we analyze the difference in value things like an additional bathroom or a kitchen remodel can make. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.